Terms and Conditions

Effective Date: March 2, 2026

1. Acceptance of Terms
By accessing or using the services of Your Insurance License LLC ("Your Insurance License", "we", "us", or "our"), you agree to be bound by these Terms and Conditions. If you disagree, please stop using the Services.

2. Description of Services
We provide insurance-related services and tools. We may modify or discontinue features or services without notice.

3. Eligibility
You must be 18 years or older and capable of entering into a binding contract to use our Services.

4. User Accounts

Registration: You may be required to register for an account. Information must be accurate and up to date.

Security: You are responsible for your account’s security. Notify us of any unauthorized use.

5. Payment and Refunds

Fees: Applicable fees are disclosed at the time of service. We reserve the right to change pricing.

Payments: Must be made using approved methods.Refunds: Requests must be made within 30 days and are subject to our discretion.

6. User Conduct
You agree not to:

Violate laws

Share login credentials

Copy, distribute, or misuse content

Interfere with the platform

7. Intellectual Property
All content is the property of Your Insurance License LLC or its licensors. Unauthorized use is prohibited.

8. Termination
We may terminate or suspend access for any violation of these Terms without notice.

9. Limitation of Liability
We are not liable for indirect or consequential damages related to your use of our Services.

10. Indemnification
You agree to defend and indemnify Your Insurance License LLC from claims or liabilities arising from your use of the Services.

11. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law rules.

12. Dispute Resolution
Disputes will be resolved through binding arbitration in Pembroke Pines, Florida.

13. Changes to Terms
We may update these Terms at any time. Continued use of the Services constitutes your acceptance of changes.

14. SMS Messaging Terms

By providing your mobile number and opting in, you agree to receive SMS messages from Your Insurance License LLC.

SMS Use Cases

Messages may include:

- Customer support communications

- Service notifications

- Account-related updates

- Promotional or marketing messages (if applicable)

Message Frequency

Message frequency may vary depending on your interaction with our services.

Message & Data Rates

Message and data rates may apply according to your mobile carrier plan.

Opt-Out Instructions

You may opt out at any time by replying:

STOP to cancel
HELP for assistance

After you send STOP, you will receive a confirmation message and will no longer receive SMS messages unless you opt back in.

Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Privacy Policy

For information about how we collect and use personal data, please review our Privacy Policy here:
👉 https://yourinsurancelicense.com/privacy-policy

15. Contact Information
For questions about these Terms, contact:
Your Insurance License LLC
Email: [email protected]
Phone: +1-754-223-9744